Housing

Financing Options

Whether you’re a first home buyer or property owner, most people need to borrow money to buy or build a home. We have put together some useful guides and tools to help you find the right home loan and plan your budget accordingly.

  • Financing Your Home Purchase – an impartial guide that looks at finance options and explains the different types of lenders, their finance options, characteristics of different mortgages and questions a borrower should ask lenders.
  • Home Buyer's Checklist – this will help you to quickly identify the features and condition of a property to determine if it meets your needs and requirements.
  • Home Buyer's Budget Planner – this is a handy tool to help you budget properly and to ensure you can afford your home purchase.

First home buyers now have access to a range of State and Federal Government benefits to assist them into the property market.

  • First Home Owner Grant Scheme
  • First Home Plus Scheme

The First Home Owner Grant Scheme and First Home Plus Scheme are administered by the NSW Office of State Revenue.

www.facs.nsw.gov.au